Temple, Belton and Salado real estate and homes for sale in Texas - Joan Mikeska, REALTOR® Joan Mikeska REALTOR(r) for Temple, Belton and Salado, Texas real estate - NUMBER1EXPERT™ Joan Mikeska NUMBER1EXPERT(tm) for Temple, Belton and Salado, Texas real estate
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Joan Mikeska, REALTORŪ, real estate agent and broker for Temple, Belton and Salado Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 254-771-1211.


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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Temple, Belton and Salado area REALTORŪ, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Real Estate Trivia
Q 
During what great land boom (1919) did investors pay up to $25,000 for lots that had not yet been dredged up from the ocean?

A 
The Florida Land Boom--Carl Fisher founded Miami Beach that year and brought hundreds of investors to the state.
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Joan Mikeska, REALTORŪ, real estate agent and broker for Temple, Belton and Salado Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Joan Mikeska, Broker/Owner
Joan Mikeska Realty

1915 W. Ave. M
Temple, TX. 76504
254.771.1211
800.209.SALE (7253)
Fax: 254.771.1711
Email: joanmikeskarealty@NUMBER1EXPERT.com

JOAN MIKESKA LOVES WHAT SHE DOES AND IT SHOWS! Her business has depended upon satisfied customers and personal references. Her success has come from helping others achieve their goals in selling or buying a home. She has garnered all of the top awards since the beginning of her real estate career, and consistently remained in the very top percentile in market share and sales of her profession, but she measures success by how many clients she serves and can make happy.

Equal HousingERCMLSREALTOR


Joan Mikeska Realty real estate and homes for sale in Temple, Belton and Salado Texas

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