Temple, Belton and Salado real estate and homes for sale in Texas - Joan Mikeska, REALTOR® Joan Mikeska REALTOR(r) for Temple, Belton and Salado, Texas real estate - NUMBER1EXPERT™ Joan Mikeska NUMBER1EXPERT(tm) for Temple, Belton and Salado, Texas real estate
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Joan Mikeska, REALTOR®, real estate agent and broker for Temple, Belton and Salado Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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For Realtors: Temple, Belton and Salado Texas home buying, real estate listings, and homes for sale in Bell County, TX
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Real Estate Tips
Foreclosures >1. What Is a Foreclosure?

A foreclosure is a legal process through which a mortgagor loses his or her equitable right to redeem a mortgaged estate; in other words, the lender completely repossesses the home from the borrower (homeowner.) The lender goes through the legal motions to sell the property, terminate all the homeowner’s rights in that property, and remove the homeowner.

What are the effects?

  • The most stressful and pressing effect that foreclosure has is that the borrower loses his or her place to live.
  • Foreclosure negatively affects the borrower’s credit rating. It stays on a credit report for seven years and drops a credit score 250 points.
  • A borrower who’s been foreclosed on may have trouble finding and keeping jobs since good credit may be required by employers to be hired.
  • A foreclosed home can bring down the value of surrounding homes.

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Real Estate Trivia
Q 
What was the first territorial acquisition made by the U.S. Government?
A 
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%.
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Joan Mikeska, REALTOR®, real estate agent and broker for Temple, Belton and Salado Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Joan Mikeska, Broker/Owner
Joan Mikeska Realty
1915 W. Ave. M
Temple, TX. 76504
254.771.1211
800.209.SALE (7253)
Fax: 254.771.1711
Email: joanmikeskarealty@NUMBER1EXPERT.com

JOAN MIKESKA LOVES WHAT SHE DOES AND IT SHOWS! Her business has depended upon satisfied customers and personal references. Her success has come from helping others achieve their goals in selling or buying a home. She has garnered all of the top awards since the beginning of her real estate career, and consistently remained in the very top percentile in market share and sales of her profession, but she measures success by how many clients she serves and can make happy.

Equal HousingERCMLSREALTOR


Joan Mikeska Realty real estate and homes for sale in Temple, Belton and Salado Texas

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